Get to know what we’re all about…

Founded in 1901, Provident Loan Company is downtown Seattle’s oldest operating collateral loan company…

Family owned and run for three generations, we are committed to serving our community while providing our clients the best possible customer service. At Provident Loan Company, we specialize in collateral “pawn” loans against fine jewelry, diamonds, gemstones, gold, platinum, silver, precious metals, timepieces and other items of value.

We accept a wide variety of jewelry ranging from contemporary to estate and antique pieces, and precious metals ranging from bars to coinage and many other forms. If a pawn loan is not what you desire, we are more than happy to purchase your items at a fair price. Our friendly, GIA trained staff brings a total of 80 years of jewelry and appraisal experience to the table, and are here to provide you with the very best advice!

Conveniently located on the 6th floor of the Medical / Dental Building in Downtown Seattle, we provide a quick, easy and confidential way to provide our clients with the cash they need.

What can we turn into cash for you?

Seattle Skyline


Learn what we can do for you…

Simply put, our job is to put cash into your pockets! We do this by specializing in collateral “pawn” loans against your valuable items; such as fine jewelry, diamonds, precious gemstones, gold, platinum, silver and timepieces…

Pawn of Sell

    If you have valuables that you’d like to turn into cash, bring them to us! We accept a wide variety of items ranging from fine jewelry to diamonds, gemstones, gold, platinum, silver, precious metals and timepieces.


    Our loan process is straight-forward, simple and convenient; and only takes a few minutes to complete. All you need is a government issued photo ID. No credit check is required… simply leave with cash in hand!


    Loans are written for a 90 day term. Interest rates are set by Washington state law. After 90 days has passed, you can either pay back the loan and pick up your item, or renew the loan for another 90 days.


    If a pawn loan isn’t for you, sell it to us! We are experts in appraising your valuable items and always pay a fair price. Why leave extraneous valuables lying around when they can be producing cash for you today!


Hear what our clients have to say…

“I’ve done business with Provident Loan Company for over 30 years. They’re honest and wonderful… they go out of their way to help you.”

– Caroline H. (Seattle, WA)

“Any time I need quick cash Provident Loan Company makes the process easy… They consistently give more money and are very accommodating. The ‘best’ kept secret in Seattle!”

– Susan G. (Bothell, WA)

“I visited the Provident Loan Company store for the first time a couple months ago. Friendly, knowledgeable and discreet. They put me at ease. I’m already recommending them to friends.”

– A.G. (Seattle, WA)

“There’s only one place I go to get a loan or sell a piece of jewelry… Provident Loan Company. They’re trustworthy, honest and fair. I’ve known the family for over 20 years!”

– Matt W. (Tokeland, WA)


See what we can turn into cash…

Take a look at what we can turn into cash for you! If you have any of these valuables lying around, bring them into us. Pawn it or Sell it… it’s cash in your hands…


Speaking with us is one step away…

Drop us a line using the contact form below…

Your questions and concerns are important to us!
We respond to all messages within one business day…


Visit our store today or simply give us a call…

Whether you’d like to visit us in person, or simply give us a call; we’ll be able to address all of your questions and concerns.
We are conveniently located in downtown Seattle and are available to meet with you by appointment. Come see us today and turn your valuables into cash!

Medical / Dental Building, 6th Floor
509 Olive Way, Suite 603
Seattle, WA 98101

(206) 623-4544